11. Which of the following statements is true? (a) Social Security payments are not adjusted for inflation. (b) A worker’s average indexed monthly earnings (AIME) will be their Social Security benefit at retirement. (c) If an individual who will reach full retirement age for Social Security purposes at the age of 67 begins taking benefits at age 62, they will take a 30 percent reduction in benefits. Page 3 of 12 (d) A 68 year old worker will have their Social Security benefits reduced based on earnings from their current employment.